Robert C. Pozen is Senior Lecturer at Harvard Business School and Senior Fellow at the Brookings Institution. He was formerly Chairman of MFS Investment Management®, which manages over $200 billion in assets forover five million investors worldwide. In 1968, Bob graduated summa cum laude and Phi Beta Kappa from Harvard College, which awarded him a Knox Traveling Fellowship. In 1972 Bob received a law degree from Yale Law School, where he served on the editorial board of the Yale Law Journal. In 1973, he received a JSD from Yale for his doctoral thesis on state enterprises in Africa. Bob has published on a wide variety of subjects. In particular, he authored the first textbook comparing the regulation of banks to other financial institutions and the main textbook on the mutual fund business. He has also published articles on labor statistics (New York Times, July 8, 2003), health care (Boston Herald, March 20, 2005), hedge funds (Wall Street Journal, June 20, 2005), retirement plans (Wall Street Journal, November 15, 2006), earnings guidance (New York Times, March 3, 2007), global capital markets (Financial Times, April 26, 2007) and the current financial crisis ( Wall Street Journal, April 29, 2008, October 8, 2008 and February 3, 2009).