Regulating the Fast-Changing Fintech Landscape

January 19, 2021

Markets remain abuzz with fintech applications that have the power to reengineer the financial services world and, significantly, even alter the financial inclusion landscape. Over the recent years, there have been several global adoptions of innovative technologies to fashion new business models...

Will China’s Digital Currency Revolutionize Global Payments?

October 05, 2020

China is well on its way to becoming a cashless society. More than 600 million Chinese already use Alibaba’s Alipay and Tencent’s WeChat Pay to pay for much of what they purchase. Between them, the two companies control approximately 90% of China’s mobile payments market, which totaled some...

Initial Coin Offerings: Can Regulators Curb the Risks?

April 01, 2018

With huge sums being raised by ICOs and the danger of scams proliferating, regulators are seeking ways to create the right framework for supervision. For tech startups hungry for capital, an initial coin offering (ICO) seems to offer a dream: It lets them raise millions of dollars online with...

Can Cryptocurrency Help Alleviate Poverty?

December 19, 2017

The cryptocurrency sector is booming, with more and more initiatives being created to help the developing world. Cryptocurrency, or blockchain, is rapidly evolving around the world to cater for virtual peer-to-peer transactions using digital currency. This enables people to send money directly...